The Free plan remains available without a card. Complete is optional, with a 14-day trial for eligible first-time subscribers. Projections are estimates, not financial advice; we do not hold or move your money.
1. Agreement and eligibility
By using Where's My Dollar? or creating an account, you agree to these Terms and acknowledge our Privacy Policy. You must be at least 18 years old and legally able to enter into this agreement.
2. What the product provides
Where's My Dollar? offers personal household budgeting, cash flow, debt, net worth, investment-tracking, and retirement-planning tools. You enter information and assumptions, and the app generates summaries and estimates. It is not a bank or brokerage. We do not hold money, move funds, or execute investments.
3. No professional financial advice
The app is for education and financial organization, not personalized financial, tax, legal, insurance, or investment advice. Charts, investment growth assumptions, withdrawal rates, and retirement projections are illustrative and are not guaranteed. You are responsible for decisions and should consult qualified advisers when needed.
4. Accounts and security
Provide accurate registration information, keep your credentials secure, and report suspected unauthorized account access. Google and Supabase facilitate optional Google sign-in subject to their own terms. We may limit use where reasonably needed for security or to prevent abuse.
5. Your data
You retain rights to the financial information you enter and give us permission to store, process, display, and synchronize it only as needed to provide the service. You must have appropriate permission to include information about other household members. You may export a JSON copy and request account-associated data deletion through wheres.my.dollar.app@gmail.com. See our Privacy Policy for local-cache and retention information.
6. Outside services
The app depends on third-party services, including Supabase, Netlify, Google, Stripe for optional subscription billing, and market data providers. Optional future financial-institution connections may use Plaid and require your authorization. We cannot promise that third-party information or services will always be available or accurate. Never send banking passwords in support messages.
7. Free and paid membership
Where's My Dollar? offers a Free plan that requires no payment method. The optional Complete subscription is offered at the rate shown at checkout, currently $4.99 per month. Eligible first-time Complete subscribers may receive a single 14-day trial without a payment method. Viewing pricing does not create a subscription or charge you.
If you do not add a payment method by the end of a cardless trial, the Complete subscription pauses and paid access stops without a charge. If you add a payment method and do not cancel before the trial ends, billing begins at the disclosed recurring monthly rate, plus any applicable tax, and continues until canceled. Your Stripe Checkout screen confirms the plan, amount and trial terms before you subscribe.
You can manage your payment method, view invoices and cancel a subscription through Settings > Manage billing when available, or request assistance by emailing wheres.my.dollar.app@gmail.com. Cancellation generally takes effect at the end of the paid billing period, and stops future renewals, subject to applicable law. Removing the app or deleting local browser data does not cancel a subscription.
For questions about charges or refunds, contact that same support address. Refund requests are reviewed individually and in accordance with applicable law; nothing in these Terms limits non-waivable consumer rights. Connected bank linking may be advertised as coming soon but cannot be purchased until launched. Stripe processes payments, and Where's My Dollar? does not receive your complete payment-card number. See our Privacy Policy.
8. Fair use
You agree not to break the law, disrupt the service, access other users' data, upload malicious content, or misuse our systems or intellectual property. We may restrict access to protect the platform and its users.
9. Software and branding
Where's My Dollar?'s original software, interface, writing, and branding belong to us or our licensors. You may use them as part of the service, but these Terms do not transfer intellectual-property ownership.
10. Accuracy and availability
Features, data sources, and calculations may change or be unavailable, and we cannot guarantee error-free or uninterrupted operation. Verify any figures or assumptions before making significant financial decisions.
11. Disclaimers and legal rights
To the extent permitted by applicable law, the service is provided "as is" and "as available," without warranty that it will meet every need. We are not responsible for losses caused by incorrect inputs, projections, financial decisions, or third-party failures except where liability cannot legally be excluded. These Terms do not waive non-waivable consumer rights.
12. Ending use and changing terms
You may stop using the service at any time. Request account deletion through wheres.my.dollar.app@gmail.com. We may update these Terms and will post the revised effective date. We will provide additional notice or seek consent if required by law.
13. Contact
Questions about these Terms? Email wheres.my.dollar.app@gmail.com.